MetLife says that, with the voluntary group accident insurance, employers have a simple and affordable way to provide additional protection that can help their employees cover out-of-pocket expenses, such as deductibles, copayments and non-covered medical services that may result from an accident.
MetLife adds that the group accident insurance provides protection, including more than 150 different events that pay a benefit; coverage for active employees of any age, their spouses and their children (up to age 26) without a medical exam; no minimum employee participation requirements, waiting period for coverage to begin, or limitations on the number of accidents covered; portability (continuation of coverage); and premiums paid through payroll deduction.
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